You buy from a project that has not been handed over yet, while construction is under way. First we explain how it works; our portfolio is right below.
Off-plan properties are properties that have not yet been handed over and are usually bought directly from the developer. They can be at any construction stage, from planning to handover.
Payments are spread over the construction schedule: typically a 5-20% down payment, then interest-free instalments during construction, with the remaining balance paid at handover.
The items on top of the list price are clear: the 4% DLD transfer fee plus Oqood registration and admin fees (about 0.5%). No commission is charged on off-plan — this is where it differs from resale. The full breakdown is on the Total Cost page.
The portfolio can be searched below by project name, city and project type, and narrowed with the advanced filters. If there is a project you can't see in the list, tell us — not the whole portfolio is listed on the site. Cards show the starting price and handover date; net yield is not shown on the card because it cannot be calculated correctly without the service charge schedule — we explain why at the bottom of the page.
Related guide — Interest-free payment plans: explains how the down payment, instalments and handover payment are structured, and what happens if an instalment is missed. Read the guide →
Why is yield not shown on the card? Net yield cannot be calculated correctly without the project's service charge schedule, and service charges vary by unit and handover year. So the card shows data with a known source — for the unit you are interested in, we work out the net yield including all costs together with the ROI Calculator.
We will send — to your email address as a PDF. The full guide can also be read on the website.
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