The topics asked most often in our consultations. If you don't find the answer here, we'll look at it together in a free call.
No, off-plan properties are usually more affordable. They also offer flexible payment plans that spread payment over the construction period, which is interest-free in most projects.
Developers may apply a penalty for late payment, or cancel the contract and put the property back on sale. That is why we design the payment schedule around your budget from the start.
Yes. However, some developers do not allow resale until a certain share of the payment (usually 40%) has been made. This threshold varies from project to project; we check it together at the contract stage.
They can. On the other hand, the process is supervised by the Dubai Land Department: your payments go not to the developer's own account but into an escrow account, and are released only as construction reaches set milestones. We also share the developer's track record at the offer stage.
Within 30 days of the first payment, the 4% DLD registration fee and 0.5% Oqood interim registration plus admin fees are paid. No commission or advisory fee is charged on off-plan. You can find the item-by-item breakdown on the Total Cost page.
There is no personal income tax, rental income tax or capital gains tax in the UAE. We recommend reviewing your position in your country of tax residence with your own tax adviser — we do not provide tax advice.
Because they reduce your net yield directly and are not fixed. On a 700 sqft apartment, a service charge of AED 14/sqft means AED 9,800 a year. That is why we discuss yields not gross but net, after all costs.
The Dubai property market is tightly regulated by the Dubai Land Department, so a lawyer is not mandatory. Still, if you would like to understand the process better, we are happy to recommend independent legal advice.
Payments are made by bank transfer to the developer's DLD-approved escrow account. A request for cash or a transfer to a personal account is a warning sign.
Yes. We can run the process remotely: project briefings, a video site tour, contract and payment steps are completed online. If you wish, after the title deed we also handle letting and management.
No. Every investor who buys property in Dubai, whatever the amount, can apply for a 2-year investor residence permit. There is no minimum threshold.
The 10-year Golden Visa is a separate tier, and its threshold through property investment is AED 2,000,000 (about USD 545,000 at the fixed exchange rate). It can also be met with the combined value of several properties. For the detailed process, see the Golden Visa page.
No. The Golden Visa is a long-term right of residence; it does not grant UAE citizenship. Don't rely on stories that say otherwise — being clear about the limits of the process is part of our job.
We cover each of these topics in detail in our Market Insights articles, with worked examples and case notes — look there when a short answer isn't enough.
We will send — to your email address as a PDF. The full guide can also be read on the website.
A free call with our advisers. Not a sales call — we look at your budget and your goals together.
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